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HOA will often work with you, especially in a siiuottan like this. Firstly, a better mortgage/loan consultant would have caught this and you wouldn't be in this mess. Second, you definitely owe the money and they can attach a lien on your home and even foreclose down the road. They don't want to do either. Simply call, BE NICE and ask them to give you time to catch it up. Email if you have questions about your mortgage.
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