The hardest thing for me is going to be bieakrng my very bad habit of snacking on dark chocolate chips. I suppose it's better than my old Hershey's kisses snacking habit , but I eat way too much of them. I eat them when I'm bored, at night when I'm reading or on the internet, in the car when I need a snack Way too often! They just make me feel good! But I think, if I could break the habit, I would finally lose the last few pounds I want to lose. Any tips on how to break this habit would be much appreciated!!!Thanks!Nelly do not use freecreditreport.com- visit <a href="http://dxxpbuxam.com">anuenlcraditreport</a>.com and that is where you can get a single report once a quarter, as required by law. there is no charge for this service. other sites will want to sign for for credit monitoring, etc. you can also get a bunch of info from creditkarma.com and quizzle,com about your credit report(s)if you're about to make a major purchase (car or home) you should go ahead and pay to see your report and score form all three bureaus.