By video girl, do you mean the seoncd video girl? Because the seoncd one (curly hair) is me, and if you did mean me, know that I take this as the highest of compliments. To think that my ugly face is so unbelievable in a video that it must have been edited means that I did it right.Also, the blonde girl provided proof on our subreddit, and I can tell you that this is indeed her. Us women are majestic creatures of elegance and terror. A lot of these companies have the same oernws and underwriters. Sounds like you are already in over your head. These are designed to put you in a trap that will be very hard to recover from. Pay off your first loan ASAP and never get one again.